Privacy Policy


MLJ Insurance Services, LLC is committed to protecting the privacy of internet users who visit our website located at This online privacy statement is intended to inform you about how our website collects information and how we use that information once collected.

This Privacy Policy is subject to change at the discretion on MLJ Insurance Services. Any changes to this Privacy Policy will be promptly posted by MLJ Insurance Services with revised effective date(s) that reflect such changes.

The effective date of this Privacy Policy is 1/1/2010

Information This Site Gathers About You

We collect personally identifiable information about you only when you provide it to us voluntarily, such as by subscribing to our newsletter, filling out a form or requesting information on the MLJ Insurance Services’ website.

Use of Information

Any information we collect from you may be used in one of the following ways:

  • To personalize your experience (your information helps us to better respond to your individual needs)
  • To improve customer service (your information helps us to more effectively respond to your customer service request and support needs)
  • To send periodic emails ( the email address you provide will only be used to send you information and updates pertaining to your initial request)

If you decide to opt-in to our mailing list, you will receive emails that may include company news, updates, related product or service information, etc.

Disclose of Information to Outside Parties

Information collected during your visit to is used only by MLJ Insurance Services and related entities. Except as described elsewhere in this policy, we do not sell or otherwise release your personally identifiable information to outside parties. This does not include trusted third parties such as carriers, who assist us in conducting our business or servicing you; so long as those parties agree to keep this information confidential. In addition we may request information about the medical condition of prospective beneficiaries that will be used in generating the requested rate quotations. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect our rights.

The Security of Your Information

We implement a variety of security measures to maintain the safety of you personal information. All information gathered on our website is securely stored in our password protected database to be only accessed by those authorized employees with a need to review such information, and are required to keep the information confidential.

HIPAA Readiness

We have and will continue to monitor and comply with the implementation of The Health Insurance Portability and Accountability Act (“HIPAA”) and its Administrative Simplification Regulations. The Administrative Simplification provisions of HIPAA require the Department of Health and Human Services to establish national standards for privacy, security and electronic health care transactions and national identifiers. That has now been completed. The Department of Health and Human Services has adopted Privacy and Security Regulations that took effect for most entities in April 2003 and April 2005 (respectively). Thos regulations address the proper use and disclosure of protected health information and the physical security of such information and data.

Adopting these standards is intended to improve the efficiency and effectiveness of the nation’s health care system by encouraging widespread use of electronic data exchange in healthcare and protecting such widespread data exchange from unauthorized users and disclosures.

Notification of Changes

As noted above, if we decide to change our Privacy Policy, we will post those changes to this page with a revised effective date so that our users are always aware of our current privacy policies. By using our site, you consent to our then-current Privacy Policy.

Link to Other Sites

The MLJ Insurance Services website includes links to other websites whose privacy policies we do not control. Once you leave our servers (you can tell where you are by checking the URL in the location bar on your browser), use of any information you provide is governed by the privacy policy of the operator of the site you are visiting. That policy may differ from ours. If you cannot find the privacy policy of any of these sites via a link from the site’s homepage, you should contact the site directly for more information. Please note that MLJ Insurance Services is not responsible for the privacy practices of other sites, even if a link to such site(s) appears on our website.

Opt-Out Procedure

MLJ Insurance Services provides users the opportunity to unsubscribe from MLJ Insurance Services communications, or to change and modify information previously provided. You can send an email to in order to modify existing information or unsubscribe from newsletters or other information. Or click “unsubscribe” at the end of the newsletter.

If you have any questions regarding the practices of this site or the MLJ Insurance Services Privacy Policy please contact us at

Thank you,

MLJ Insurance Services, LLC