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“MLJ Insurance Services has provided our family with excellent customer service. We have received superb advice from Antonia Kelly and others on the MLJ team not only regarding our own specific needs but also with ongoing updates and news pertaining to new laws and other industry developments.”
Individual Health Insurance Client for less than a year
“I’ve worked with Mary as a peer and as a client. Mary and her staff have never disappointed. They are very knowledgeable and service‐driven. With all the uncertainties around health care I would highly recommend MLJ insurance.”
– Julie S. – Benefits Support for Financial Advisory Firm
Lone Tree, CO
Small Group Insurance Client for 2 years
“It has been our pleasure working with Mary over the last several years. She is extremely knowledgeable, professional, efficient, and is always readably available. we highly recommend Mary for any of your insurance needs. She has been a valuable asset to our company.”
Small Group Insurance Client for over 7 years
“Having pre-existing conditions and being self-employed made my search for health care a daunting task.
My situation left me feeling hopeless and overwhelmed at what I thought were only a very few options available.
Mary Heidbrier was able to explain the carriers and packages available, and offer me not only affordable solutions, but solutions that are cost-effective and valuable to me and my family.”
Individual Insurance Client
“I have been extremely happy with the fast, reliable service of the entire team. They work together well to get the answers the clients asks. I appreciate their efforts and involvement.”
Purchased Health Insurance for her son and daughter
“We have enjoyed working with Mary to meet our insurance needs. She is extremely knowledgeable and hard working. What we have appreciated most is how she takes our individual needs into account. She has been very conscious to provide us with the best coverage for the lowest price. Since insurance shopping can be an overwhelming task to say the least, she has helped us to shift through all the paperwork to find what will work best for us. She does not constantly try to promote new plans. However, when we had concern about rising premiums, she was quick to search for and provide a solution. Since my husband is self-employed, she obtained a policy to provide additional coverage for accidents. This has already proved to be a wise investment. When we have a concern, she is quick to help us to answer it.
To sum it all up, we trust her advice and value her as an insurance broker.”
-Ryan & Antonia Kelly
Individual Health Insurance Client for over 7 years
At MLJ we assist employers to build a benefits package that keeps premium costs low by using high-deductible health plans and supplementary policies that provide more comprehensive coverage of medical expenses. Following is a testimonial from a Small Group who implemented our recommendations for their benefits package:
“Not sure if you knew this but Mark broke his leg in October – we just received our check from Colonial for the accident insurance and it covered all of our bills with the exception of $21.00 – so thank you again for your recommendation.”
Small Group Insurance Client
“Mary is exceptional at her business as a health insurance broker. She is knowledgeable and caring, helping her clients find the best product for their specific situation. I recommend Mary 100% of the time when I have a client/friend/family member looking for health insurance; there is nobody better!”
American Family Agent has referred clients for over 7 years